Joined up thinking - NOT!!

DennisN

Every time I buy a TV thingy (e.g. DVD player), I take some delight in completing the form which registers my purchase, so that I get a letter from the TV Licensing people saying I haven't got a licence and they know where every not licence lives and I can expect a visit from Der Gestapo soon. I ignore it and they send me a stronger one, saying Der Gestapo will bring Der Pincers to take out my fingernails. Eventually, they stop writing and no Gestapo arrives. I'm legal, because my partner has the licence in her name. Goes to show how good the TV Computer is - NOT.

However, when my van tax is running out, the renewal form allows me to re-tax it on line, because "they" know about my insurance (and MOT except I don't need that). The police have ANPR cameras that will grab you if you are missing insurance and MOT etc.

So why doesn't your insurance company know when you get points? They rely on you to ring them up and ask them to put up your premium because you've just got some points and a fine!! At best, your renewal notice eventually says you are supposed to tell them all relevant information.

Why don't you get your licence back VIA your insurance company when they send it back with your endorsement? Why doesn't the court require you to show an insurance renewal at that time, taking consideration of your misdemeanours? We all (well most of us) condemn those people who drive uninsured, yet they rarely pay an appropriate penalty. For EVERY uninsured and/or unlicensed driver, take away the vehicle and crush it, no options, no excuses, scrunch, scrunch, every trip! And just when will the police come round here and nick the maniac 18 year old opposite, riding one of those monkey motor bikes without tax, insurance, licence, helmet, silencer or a care in the world?? Grrrr

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Dennis

If it tastes good - it's fattening.

Two of them are obesiting!!

Stargate2006 · Banned Joined: Sep 02, 2006 Posts: 236 Location: Essex

RQ · Posted: Wed Jul 04, 2007 11:16 pm Post subject:

If they added X pence to the cost of fuel to cover the cost of 3rd party insurance - then everyone would be insured. We would not have the problem with people not being insured and then getting fined when caught. This would stop the waste of police time checking whether someone is insured and dealing with masses of red tape when they discover a defaulter. It would save court time. It would save a lot of angst when someone discovers that their car is not going to be fixed and paid for by the person causing the bump.

It seems to cure a few things.

If you wanted comprehensive cover then you could take out the extra cover yourself with the insurance companies.

But it could get even better. If they also added a further X pence to cover the road fund license you could get rid of most of the DVLA and that ridiculous £80 fine because you haven't got a road fund license. And you could save police time etc.etc The government could save money by getting rid of that stupid computer system they spent millions on and use it for something useful - a paperweight or a bottom of lake decoration - rather than working out who has not paid for their road fund.

And everyone would be happier.

Also it would be fairer because the more miles people do the more they pay.
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RQ

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DennisN · Posted: Wed Jul 04, 2007 11:52 pm Post subject:

Darren · Posted: Thu Jul 05, 2007 7:42 am Post subject:

Why should the insurance company care about your points? If you fail to declare them your policy becomes void and they pocket the full fee! It's simply not in their interest Twisted Evil

We should also have an insurance 'disc' on display as they do in many other countries and we should be forced to carry our drivers licence. This would resolve many of the roadside identity queries.
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Darren Griffin

Skippy · Posted: Thu Jul 05, 2007 8:18 am Post subject:

bettyboo · Posted: Thu Jul 05, 2007 8:34 am Post subject:

I suppose some of you might have that Jade Goody was given a six month driving ban for driving on a provisional licence, and having no insurance, she got 14 points and a 6 month ban!!!!!

That is just not enough of a punishment, is it because she is a bit of a celebrity, the fine she got was over a thousand pounds but thats pocket change to her. I think there should be a prison sentance for people who do that, no matter who you are, and banned from driving for life.

mostdom · Posted: Thu Jul 05, 2007 8:44 am Post subject:

If you don't declare something relevant you may not be insured. If you wanted to rant about those who have no insurance, then essetially everyone who has undeclared points on thier licence are also uninsured.

Russian roulet anyone! Rolling Eyes

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Dom

HERE LIES PND May it rest in peace.
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DennisN · Posted: Thu Jul 05, 2007 8:46 am Post subject:

DennisN · Posted: Thu Jul 05, 2007 8:54 am Post subject:

Apologies for any misleading - my brother did get compensation (I don't know how much) because his driver was insured, but it took almost eight years because insurance companies have no intention of paying out if they can avoid it. But there are other people in his position who won't get compensation from their uninsured drivers. xx pence on fuel would eliminate that and might even shorten the time taken to decide on the amount of compensation.
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Dennis

If it tastes good - it's fattening.

Two of them are obesiting!!

Darren · Posted: Thu Jul 05, 2007 9:06 am Post subject:

Darren · Posted: Thu Jul 05, 2007 9:10 am Post subject:

theripper · Posted: Thu Jul 05, 2007 10:55 am Post subject:

Putting xx pence on a litre of fuel will never happen whilst the powers that be still ride around ig large gas guzzling cars because they would be hit the hardest(also what about transport companies whose lorries do hundreds of thousands of miles per year- (DennisN springs to mind) )
theripper

bettyboo · Posted: Thu Jul 05, 2007 11:05 am Post subject:

I thought the police did have the power to get cars crushed if there is no tax on them, surely if you have no tax that means you have no insurance. I have watched police programmes on telly and when they pull someone up who cant produce the right documents they radio in and find out if they are legal on the road, if not then they send them on their way minus the car and call for the tow truck. Then they have the cars crushed.

I didnt realise that the cars could be collected by someone who is insured to drive it.

theripper · Posted: Thu Jul 05, 2007 11:12 am Post subject:

bettyboo
I watched one of those programs as well and one of them actually stated that his friend collected the car a couple of days later.
theripper

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